What happens if I’m injured at a client’s premises?

While the latest figures from the HSE (Health and Safety Executive) show that the total numbers of accidents at work fell compared to the previous year, serious incidents, injuries and accidents unfortunately still happen and the rate of fatalities at work hovers between 0.45 to 0.5 per 100,000 workers.

The HSE oversees the implementation and enforcement of the UK’s Health and Safety Regulations and publishes yearly figures:

In October 2013 they reported that Fatal accidents in the workplace fell from 171 in 2011/2012 to 148 in 2012/2013. In 2013/14 it was 136 workers, and 144 workers were killed while at work in 2014/15 and in 2015/16. The majority of fatal accidents were in the construction industry followed by agriculture, manufacturing and in the waste and recyling industry.
Major injuries in the workplace fell from just over 22,094 in 2011/2012 to 19,707 in 2012/2013.

All businesses have a duty to take reasonable care to ensure that all their staff and freelancers are not injured while working and that members of the public are not injured in accidents connected to work. In 2015/16 103 members of the public were fatally injured in accidents connected to work.

If an employee or freelancer is injured through employer / client negligence they are entitled to compensation for those injuries and for any resulting financial loss (time spent unable to work, medical expenses etc.). Employers are required to have employers liability insurance in place for such claims, although insurers may refuse to pay compensation on occasions (deny liability).
We look at all the details in our Article here.

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